Community banking like never before

The banking industry needs an update. We’re a group of experts taking that challenge head on by doing the basics better.


We bank in a unique way that empowers individuals and businesses by providing reliable and innovative financial solutions that work for today’s world.

Mother and child smiling together at home after receiving a family mortgage loan in Washington

Come for the solutions, stay for the relationships

Our focus has always been on people. We work to foster real relationships built on trust, transparency, and personalized service.

Our mission is to make a positive and meaningful impact on the communities we serve, supporting economic growth and financial wellbeing for all.

Customer using online banking services on Portage IQ digital platform

Community focused

We’ve been committed to serving our local communities for over 120 years.

Action oriented

We believe in finding ways to say yes and working together to make the most of your opportunities.

Innovation forward

We adapt to the challenges of the banking world to ensure security and prosperity for our customers.

A history of dedication

Portage Bank, formerly known as The State Bank of Ceylon, was founded on August 29, 1901.


The bank became a major focal point of Ceylon as a bustling but small Minnesota town. And things really got going when they purchased an adding machine in 1910 for $294.


In 2019, after nearly 117 years of operations, the bank was purchased by a small group of investors, who intend to grow the institution, implement new technology, and ensure another 117 years of community-focused, relationship-centered operation.

Portage Bank, formerly known as The State Bank of Ceylon

Expertise personified

We have a wildly talented team of experts who do banking right. Everyone is friendly, efficient, and dedicated to helping you have the best experience.

  • President, Chief Executive Officer

    Matt Moran

    President, Chief Executive Officer
    NMLS #646162

  • EVP, Chief Banking Officer


    Troy Sims

    EVP, Chief Banking Officer


    NMLS #405737

  • EVP, Chief Risk Officer

    Kristy Ybarra

    EVP, Chief Risk Officer

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    Debby McDaniel

    EVP, Chief Financial Officer

  • SVP of Payment System Operations

    Greg Bents

    SVP of Operations, Director

  • Richard Eastley

    SVP of Payment System Operations

  • SVP of Commercial Lending

    David Sharon

    SVP of Commercial Lending

  • VP, Controller

    Katherine Johnson

    VP, Controller

  • VP, Lead Underwriter

    Teri Jo Carter

    VP, Lead Underwriter
    NMLS #1154746

  • VP, Residential Sales Manager


    Christy King

    VP, Residential Sales Manager


    NMLS #487478

  • VP, Residential Operations and Compliance Manager

    Leia Totman

    VP, Residential Operations and Compliance Manager
    NMLS #2007364

  • AVP, Branch Manager

    Rose Hovick

    AVP, Branch Manager

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    Antonio Barbosa

    Credit Analyst

  • Assistant Cashier

    Rita Beckendorf

    Assistant Cashier

  • Mortgage Division Manager, Residential Loan Officer

    Becky Brager

    Mortgage Division Manager, Residential Loan Officer
    NMLS #291832

  • Residential Loan Officer

    Tyler Fackrell

    Residential Loan Officer
    NMLS # 1739764

  • Residential Loan Officer

    Emi Hartkopf

    Residential Loan Officer
    NMLS #2478956

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    Kris Hoss

    Mortgage Loan Administrator

    NMLS #487385

  • Staff portrait placeholder icon

    Collin Hunt

    AML & OFAC Officer

  • QC & Shipping Manager

    D’Anna McCall

    QC & Shipping Manager
    NMLS #1092887

  • Staff portrait placeholder icon

    Joseph Nordquist

    Financial Analyst II

  • Staff portrait placeholder icon

    Atharva Orpe

    AML Analyst

  • Staff portrait placeholder icon

    Hailey Panos

    BSA Analyst

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    Christina Pick

    HR Officer

  • Residential Loan Officer

    America Porcayo

    Residential Loan Officer
    NMLS #1572701

  • Residential Loan Processor

    Rachael Potts

    Residential Loan Processor
    NMLS #1469752

  • Residential Sales Manager

    Patty Pulido

    Residential Sales Manager
    NMLS #92126

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    Connor Sharon

    Commercial Loan Officer

  • Portage Bank staff portrait

    Cathy Sweatt

    Senior Loan Processor
    NMLS #1604683

  • Staff portrait placeholder icon

    Layal Tulba

    Payments System Accountant

  • Portage Bank staff portrait

    Jared Wash

    Senior Loan Officer
    NMLS #1333011

  • Portage Bank staff portrait

    Chuck Champine

    Director

  • Portage Bank staff portrait

    Bob Cumming

    Director

  • Portage Bank staff portrait

    Charlie Diesing

    Director

  • Portage Bank staff portrait

    Gellert Dornay

    Director