Community banking like never before

The banking industry needs an update. We’re a group of experts taking that challenge head on by doing the basics better.


We bank in a unique way that empowers individuals and businesses by providing reliable and innovative financial solutions that work for today’s world.

Come for the solutions, stay for the relationships

Our focus has always been on people. We work to foster real relationships built on trust, transparency, and personalized service.

Our mission is to make a positive and meaningful impact on the communities we serve, supporting economic growth and financial wellbeing for all.

Community focused

We’ve been committed to serving our local communities for over 120 years.

Action oriented

We believe in finding ways to say yes and working together to make the most of your opportunities.

Innovation forward

We adapt to the challenges of the banking world to ensure security and prosperity for our customers.

A history of dedication

Portage Bank, formerly known as The State Bank of Ceylon, was founded on August 29, 1901.


The bank became a major focal point of Ceylon as a bustling but small Minnesota town. And things really got going when they purchased an adding machine in 1910 for $294.


In 2019, after nearly 117 years of operations, the bank was purchased by a small group of investors, who intend to grow the institution, implement new technology, and ensure another 117 years of community-focused, relationship-centered operation.

Expertise personified

We have a wildly talented team of experts who do banking right. Everyone is friendly, efficient, and dedicated to helping you have the best experience.

  • Matt Moran

    President, Chief Executive Officer
    NMLS #646162

  • Troy Sims

    EVP, Chief Banking Officer


    NMLS #405737

  • Kristy Ybarra

    EVP, Chief Risk Officer

  • Greg Bents

    SVP of Operations, Director

  • David Sharon

    SVP of Commercial Lending

  • Teri Jo Carter

    VP, Lead Underwriter
    NMLS# 1154746

  • Helena Chu

    VP, Senior Commercial Lender

  • Katherine Johnson

    VP, Controller

  • Christy King

    VP, Residential Sales Manager


    NMLS #487478

  • Leia Totman

    VP, Residential Operations and Compliance Manager
    NMLS # 2007364

  • Rose Hovick

    AVP, Branch Manager

  • Antonio Barbosa

    Credit Analyst

  • Rita Beckendorf

    Assistant Cashier

  • Kristen Bradford

    Loan Processor,
    NMLS #2500348

  • Becky Brager

    Mortgage Division Manager, Residential Loan Officer
    NMLS #291832

  • Tyler Fackrell

    Residential Loan Officer
    NMLS # 1739764

  • Collin Guildner

    Marine Lending Officer

  • Emi Hartkopf

    Residential Loan Officer
    NMLS #2478956

  • Collin Hunt

    AML & OFAC Officer

  • Nicole Johnston

    Operations Assistant

  • Dom Kramer

    Residential Loan Officer
    NMLS #1946539

  • D’Anna McCall

    QC & Shipping Manager
    NMLS #1092887

  • Christine Noel

    Residential Loan Officer

  • Joseph Nordquist

    Financial Analyst II

  • Atharva Orpe

    BSA/AML Analyst

  • Hailey Panos

    BSA Analyst

  • Christina Pick

    HR Officer

  • America Porcayo

    Residential Loan Officer
    NMLS 1572701

  • Rachael Potts

    Residential Loan Processor
    NMLS # 1469752

  • Patty Pulido

    Residential Sales Manager
    NMLS # 92126

  • Cathy Sweatt

    Senior Loan Processor
    NMLS # 1604683

  • Layal Tulba

    Payments System Accountant

  • Craig Tudor

    Residential Loan Officer
    NMLS #730473

  • Jared Wash

    Loan Officer
    NMLS #1333011

  • Chuck Champine

    Director

  • Bob Cumming

    Director

  • Charlie Diesing

    Director

  • Gellert Dornay

    Director