Digital Business Banking

Digital Business Banking built for local businesses in Washington State and Minnesota that do not require branch cash services. We help clients from Bellevue to Spokane or Minneapolis to Ceylon grow their business.

Digital-first. Relationship-driven. FDIC-insured.

A man with glasses and a beard, wearing a denim shirt and apron, sitting inside a bicycle workshop with bikes hanging on the wall behind him.

Digital Business Banking Options

Digital Business Checking

Banking, made easy

We offer two modern, no-hassle Checking Accounts that include a variety of features and convenient access to online/mobile banking.

Compass Checking

Click here for personal accounts

  • $100 to open an account

  • No monthly service charges*

  • Mobile wallet-enabled debit card

  • Online and mobile banking

  • Mobile deposit

  • Access to over 300,000 free NYCE ATMs

Platinum Checking

Click here for personal accounts

  • $100 to open an account

  • $15 service charge for balances under $1,000*

  • Competitive tiered rates based on account balance*

  • Interest compounded monthly and paid monthly*

  • Mobile wallet-enabled debit card

  • Online and mobile banking

  • Mobile deposit

  • Access to over 300,000 free NYCE ATMs

*See Deposit Account Agreement for more info on terms, and our Deposit Rates for more info on current rates and minimum balances.

Online Banking - Bank from anywhere, anytime

The Portage online banking and mobile app puts your accounts, transfers, and payments a click away or in your pocket — with the security you expect from a bank that knows you by name.

Accounts

View balances, running totals, transaction history, documents, and reporting across all your accounts.

Move Money & Pay Bills

Transfer between Portage accounts or to external accounts at other banks via ACH & Wire or make bill and loan payments.

Mobile & remote deposit

Deposit checks by snapping a photo or using an approved check scanner, no branch or ATM visit needed.

Administration

Administer users and limits, add stop payments, perform account maintenance, or initiate service requests.

Card management

Control business debit cards, set transaction limits, and lock cards instantly.

Alerts & notifications

Get notified about deposits, withdrawals, low balances, and suspicious activity.

Take Portage wherever you go

Our free mobile app gives you fast secure 24/7 access to your finances.

Business Lending-

Capital for your growth

Get additional funding to transform your business

Features

  • Fixed or variable rates

  • Loan types: equipment loans, construction loans, commercial mortgages, secured/unsecured lines of credit, overdraft lines of credit, and more.

  • Short or long term

  • Rate discounts possible with autopay

Click here for personal accounts

Savings Account

Earn while you save

Having money that’s safely squirreled away and earning interest is a great way to hit your financial goals. A savings account will help you in the short-term like having money when you need it, but it’s also beneficial for the long-term like saving up for college or a down payment on a house.

Features

  • $10 to open an account

  • No monthly service charges for active accounts*

  • Interest compounded and paid quarterly*

  • Online and mobile banking

Click here for personal accounts

*See Deposit Account Agreement for more info on terms, and our Deposit Rates‍ for more info on current rates and minimum balances.

Money Market Account

Savings with more access

Our New Frontiers Money Market Account gives you the best of both worlds. You get higher interest rates than a regular savings account plus the flexibility to access your money when needed.

Features

  • $2,500 to open an account

  • No monthly service charges*

  • Tiered rates based on account balance*

  • Debit cards and checks

  • Online and mobile banking

Click here for personal accounts

*See Deposit Account Agreement & Disclosure for more info on terms, and our Deposit Rate & Fee Schedule for more info on current rates and minimum balances.

CDs

Save and make money with minimal effort

CDs are a low-maintenance way to save and make money. Our CDs give you the choice of terms, so whether it’s a few months or several years, you get to decide what works best for your financial goals. CDs also help encourage more disciplined saving, as funds are less accessible during the terms you’ve decided.

Features

  • Competitive interest rates*

  • Extensive range of terms*

  • FDIC insured (up to applicable limits)

  • Guaranteed returns

*See Deposit Account Agreement & Disclosure for more info on terms, and our Deposit Rate & Fee Schedule for more info on current rates and minimum balances.